Insurance excess, and the price of zero excess
4 of 13 companies include zero excess in the standard price: Cars4rent, Cheap Car Rental, OG Drive, Pro Auto Rent. Elsewhere, removing the excess costs 25–45 GEL a day at RentUp, €8 a day at WeRent and about $5–15 a day at Citty (Russian FAQ), and 5 companies publish no price for one. Tyres are the exclusion to check first.
Excess, zero-excess cover and what it leaves out
- good for the renter
- a cost or restriction
- claimed, no detail
- pages disagree
- source on the operator's site
- Grouped: zero excess included, then paid or conflicting options, then none priced; within groups by road-trip score, then 4WD share and Google reviews.
| Company | Standard excess | Zero-excess cover | Tyres, glass, underbody | Deposit |
|---|---|---|---|---|
Good for the renter: None stated (tyres excluded)↗ | Good for the renter: Included in price↗ | Cost or restriction: Mirrors and glass covered; tyres €60–150 each↗ | Good for the renter: None; a few premium cars excepted↗ | |
Good for the renter: 0 (tyres excluded)↗ | Good for the renter: Included in price↗ | Cost or restriction: Mirrors and glass covered; tyres €100–200↗ | Good for the renter: None↗ | |
Good for the renter: $0, incl. tyres and glass↗ | Good for the renter: Included in price↗ | Good for the renter: Tyres and glass included↗ | Cost or restriction: $100–200 by class↗ | |
Good for the renter: None stated↗ | Good for the renter: Included in price↗pages disagree | Cost or restriction: Tyres charged at least off-road (€60)↗pages disagree | Good for the renter: None on standard cars; some premium cars carry one↗ | |
$200↗ | €8/day, adds glass and mirrors↗ | Glass and mirrors added; tyres not stated↗ | Good for the renter: €0, no card hold↗ | |
“No excess on standard claims”↗pages disagree | Said to be included↗pages disagree | Cost or restriction: Tyres, wheels, underside excluded (terms)↗pages disagree | Good for the renter: None (terms)↗pages disagree | |
Equal to the deposit↗ | Full Coverage, about $5–15/day (Russian FAQ)↗ | Good for the renter: Full Coverage adds tyres, glass, underbody↗ | Cost or restriction: 700–1,600 GEL unless you buy SCDW or Full Coverage↗pages disagree | |
300–1,200 GEL by class↗ | SCDW 25–45 GEL/day↗ | Cost or restriction: Tyres, wheels, underbody excluded↗ | Cost or restriction: 300–1,200 GEL by class, card or cash↗ | |
not published | not published | not published | Good for the renter: None, no card hold↗ | |
not published | not published | not published | Claimed, no detail: “No deposit” claim, no detail↗ | |
not published | not published | not published | Good for the renter: None↗ | |
not published | not published | Separate glass and tyre cover sold↗ | Cost or restriction: $300–600 by car, card only↗ | |
Claimed, no detail: Exists, amount not published↗pages disagree | not published | not published | Good for the renter: None, no card hold↗ |
How to read “full insurance” in Georgia
Almost every operator advertises full insurance. What differs is the excess, the exclusions and whether a deposit is held against them. A cover with zero excess but a charge of up to €150 per tyre can cost more on a gravel-road trip than a cover with a small excess that includes tyres. Read the exclusions column before the headline.
Third-party liability
Published third-party limits range from $10,000 at Cheap Car Rental to $100,000 at Cars4rent, whose own pages also mention $50,000. WeRent states $50,000, or $100,000 with its €8-a-day cover. Most others do not publish a figure.
Common questions
What does Casco mean in Georgian car rental?
Casco is the local name for comprehensive cover of the rental car itself: accident, theft and fire. It usually comes with an excess, the amount you still pay towards damage, and separate third-party liability for damage to others.
How much does it cost to remove the excess?
WeRent charges €8 a day, which also adds glass and mirrors. RentUp's SCDW costs 25–45 GEL a day by car class. Citty sells Full Coverage, which adds tyres, glass and underbody; its Russian FAQ puts it at about $5–15 a day, and its English pages give no price.
What is usually not covered?
Tyres are the most common exclusion: Cars4rent charges €60–150 a tyre and Cheap Car Rental €100–200. RentUp excludes tyres, wheels and underbody whatever cover you add. Damage off official roads is excluded almost everywhere.